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Rates effective September 1, 2010
New autos/trucks - up to 84 months
Used autos/trucks up to 72 months
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Term |
Annual Percentage Rate |
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|
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0 - 36 Months |
5.00% - 12.50% APR |
|
37-48 Months |
5.25% - 12.75% APR |
|
49-60 Months |
5.50% - 13.00% APR |
|
61 - 72 Months |
5.75% - 13.25% APR |
|
73 - 84 Months |
6.00% - 13.50% APR |
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2002 & older Up to 36 months
2003 thru 2006 37 to 48 months
2007 thru 2009 49 to 72 months
2010 over $20K 73 to 84 months
New or used Motorcycles - same as new/used autos/trucks.
|
New Recreation Vehicle, Travel Trailer and Boat Loans |
80% financing - APR 7.75% (48-144 month term)
100% financing - APR 8.25% (48-144 month term)
|
Used Recreational Vehicle, Travel Trailer and Boat Loans |
100% Financing (NADA Loan Value) APR 8.50% (48-120 month term)
Same as used vehicles rates.
MSFCU Share Secured (12-120 month term) APR is Share Rate + 3.00%
MSFCU Certificate Secured (CD Term) APR is Certificate Rate + 3.00%
Personal Loans (up to 18 months) - APR 12.00% - 15.00%
Personal Loans (19 - 48 months) - APR 12.25% - 15.50%
Line of Credit - 12.00% APR
(Daily Period. Rate 0.03288)
Education Loan - 5.00% APR
APR is Annual Percentage Rate
Rates subject to change without notice. | 
